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October 4th, 2017

#29 — Stock markets still at record highs. What to do?

Are stock markets over valued or is there more upside from here? Many stock market indices continue to hit new highs day after day (more detail here). As each week passes and the S&P500, Dow Jones and other stock markets the world over continue their record breaking runs, ...

by Andrew Craig

Founder & CEO

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September 25th, 2017

#28 — Happy news - our fund is LIVE!

I write today to pass on the happy news that our fund was given the green light last Friday by our depository firm, NatWest and our custodian, Bank of New York Mellon. This means it launched at midday today (Monday 25th of September 2017) and is now live and trading. Needless ...

by Andrew Craig

Founder & CEO

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September 1st, 2017

#27 — Accounts you need to know about: Your ISA…

The most important account for someone UK-based to succeed financially is a stocks and shares ISA… If you really want to make giant strides with your financial situation you need to start saving some money from your income each month. No matter what your view of the UK pension system, yo...

by Andrew Craig

Founder & CEO

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August 22nd, 2017

#26 — Accounts you need to know about: Current Accounts and Your Pension…

Before you can make any real progress financially you need to optimise your financial service providers. Many people are quite understandably bewildered by the complexity of the financial services industry. Much of the industry likes to keep it that way so they can charge you high fees for bad products. ...

by Andrew Craig

Founder & CEO

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August 3rd, 2017

#25 — Are you Riding the Tiger’s Tail?

Regular readers of these articles will be aware of an ongoing and oft-repeated theme of mine: Namely that, to a certain degree at least, you can run your financial affairs so that you shouldn’t need to worry overly about stock market crashes (or crashes in financial markets more generally). As...

by Andrew Craig

Founder & CEO

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June 20th, 2017

#24 — ZIRP, inflation, QE and other animals...

In my last article, I referred to two reasons for the concerted equity market strength of recent years: First, the impact of certain very real structural changes on companies – primarily technological development and related globalisation. Secondly, the impact of what has been going on in the bond market – that is to s...

by Andrew Craig

Founder & CEO

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June 14th, 2017

#23 — S&P 3000?

Are stock markets over valued or is there more upside from here? In my last email I highlighted the fact that lots of market commentators are suggesting that stock markets are heavily over valued at the moment and it might be time to get out and move your investments into ...

by Andrew Craig

Founder & CEO

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June 8th, 2017

#22 — Sell in may and go away - continued...

In my most recent article, I looked at the classic stock market idea of “Sell in May”. By the end of the article, I suggested that regular monthly investment was likely a better overall approach than trying to time the market by doing things like selling in May to buy back...

by Andrew Craig

Founder & CEO

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May 17th, 2017

#21 — Sell in May and go away?

Today I wanted to write about a quote that is well known in the investment community: Sell in May and go away, don’t come back till St. Leger’s Day Investopedia tells me that “This phrase refers to the custom of aristocrats, merchants and bankers who liked to leave the ci...

by Andrew Craig

Founder & CEO

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April 18th, 2017

#20 — How to buy gold - Part II

In my last article, we kicked off the subject of how you might go about investing in precious metals by looking at: Buying physical bullion and taking delivery – i.e. hiding gold and / or silver coins or bars in your own home (ideally doing this should involve a safe or, at...

by Andrew Craig

Founder & CEO

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