Transforming personal finance since 2011

#38 — The benefits of our community

February 26th, 2019

By Andrew Craig

Reading time: ~ 2 minutes

If you have been reading these updates for a while or spent any time on our website, you may know that our explicitly stated aim is:

…to improve the financial affairs of as many people as possible...

With this end in mind - there is a section of our website snappily entitled: "What we can do for you". Here we highlight the various ways in which we seek to help people looking to improve their financial affairs.

Arguably foremost among these is what we call the "PEF Community". The community is an ongoing source of financial education, inspiration and, crucially, the accountability that goes hand in hand with being part of a group of like-minded individuals on a similar journey.

As with so much of what we do, we created the PEF Community because people asked for it. To explain a little: As my book sold an increasing number of copies, lots of people started getting in touch to ask us a wide variety of nuts and bolts questions about finance and investment that weren't covered explicitly in the book.

A book is by necessity a static source of information. Finance is clearly an incredibly dynamic subject. Given this fact, there were plenty of points in the book where I explained to the reader that it would not be appropriate or sensible for me to include certain information, given how quickly things can change. This left many of our readers with unanswered questions and the desire to learn more...

Given just how many people then wanted to get in touch, it became clear to us that we should create a forum or community where we could help a much wider audience than we could one person at a time, and with the added benefit that members of that community could pool their knowledge and help and motivate each other on the journey towards sorting their finances out.

Our hope is that anyone joining the group massively increases their chances of doing the admin' required to get their financial house in order...

The evidence, so far at least, is that this has worked for plenty of the group... To quote a couple of our more than two hundred existing members:

"Thank you for all the hard work. Thanks to your book and this group I'm well on the way to financial freedom... it has given me the confidence to actually start investing!"
– Conrad R.

"Andrew what can I say but thank you! ...This group has provided me with access to so many like minded people with whom I’ve had amazing conversations... "
– Matthew S.

The "Complete Guide"

Importantly - when you join the PEF community, you will also receive a copy of our "Complete Guide to Owning the World" - a 32 page document designed to help you get your finances humming. You can download a sample here for free.

Please do consider joining our community today. We would love to welcome you and we know from experience that being part of the group can have a huge positive impact on your financial situation in a short space of time...

Important Disclaimer

Plain English Finance Limited has used all reasonable efforts to ensure the accuracy of the information contained in this communication at the date of publication.

An English language prospectus for the VT PEF Global Multi-Asset Fund is available on request and via

Investors should read this document in conjunction with the fund's Key Investor Information Document and the relevant application form before purchasing shares in the fund. Full details of each of the risks and aims for the fund can be found in the Key Investor Information Document which are available from us or at

Past performance is not a reliable indicator of future performance. The value of investments and any income from them may fall as well as rise, the return may increase or decrease as a result of currency fluctuations, and you may not get back the amount of your original investment.

Plain English Finance Ltd. does not make any recommendations regarding the suitability of this product for you and the information provided should not be considered as investment or other advice or a recommendation to buy, sell or hold a particular investment. If you are in any doubt about the information in this email or our website please consult your financial or other professional adviser.