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October 30th, 2020

#67 — How can 7.5% be better than 75%?

For some time now I have wanted to address a really important subject head on: The importance of VOLATILITY ADJUSTED returns. If you have been following all things Plain English Finance for a while, you will know that we have our own investment fund – the VT PEF Global Multi Asset Fu...

by Andrew Craig

Founder & CEO

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October 12th, 2020

#66 — The World is the Best it has Ever Been...

It's a "99%" world... I hear and read so much at the moment along the lines of “2020 is the worst year in history.” I think the fact that so many people feel this way is quite possibly THE biggest problem of our age – quite literally. I think it is incred...

by Andrew Craig

Founder & CEO

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September 1st, 2020

#65 — "Work is better than whiskey..."

"As a cure for worrying, work is better than whiskey..." Thomas Edison The quote above is attributed to the inspirational American inventor, Thomas Edison. I would argue that Edison was very likely one of the single most important figures in modern history. Most famously, he invented the light-bulb ...

by Andrew Craig

Founder & CEO

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August 11th, 2020

#64 — My new book is here - what's it for?

If you've been a subscriber for a while, you may have noticed that we have been radio-silent for a lot longer than usual in the last few weeks. The reason for this has been that the Plain English Finance team and I have been very busy getting my new book, &...

by Andrew Craig

Founder & CEO

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May 7th, 2020

#63 — [Webinar Invite]: "Immunising Your Investments: Sensible investing through a global pandemic..."

I write today to let you know that I will be giving a free webinar next Wednesday (13th May) at lunchtime (1200-1300 BST) as a guest of the Financial Services Club. Continuing my fine tradition of being broadly incapable of giving things sufficiently short names, the title of the presentation ...

by Andrew Craig

Founder & CEO

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April 15th, 2020

#62 — What Now?

I wanted to take a moment today to pen some of my thoughts about what is going on - as it relates to finance and investment specifically. To be clear - the fact that what follows is only concerned about the economy, financial markets and investment is not meant in ...

by Andrew Craig

Founder & CEO

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March 25th, 2020

#61 — Two Finance Professors Explain Why our "Tortoise" is Winning

Today's article is a departure from the norm' in that it has been contributed by two guest authors. I am delighted and more than a little honoured to be able to share the following piece about the strategy that informs our Fund, written by Professors Andrew Clare and Steve Thomas o...

by Andrew Craig

Founder & CEO

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March 10th, 2020

#60 — The Turmoil and the Tortoise

Yesterday, stock markets all over the world fell by more than 7% - the most since the 2008 financial crisis. Oil has fallen more than 30% since the end of last week and I haven't seen my trading terminal covered with this much red for more than ten years. Long term readers of ...

by Andrew Craig

Founder & CEO

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February 18th, 2020

#59 — Biotech: Another higher risk asset class to consider?

This article is part 5 of a series: Part 1 | Part 2 | Part 3 | Part 4 -- This is my fifth article in a series that has been looking at a powerful and elegant idea for thinking about how you might invest: “100 minus your age”. As a very quick reminder of the story so far: In t...

by Andrew Craig

Founder & CEO

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February 7th, 2020

#58 — Which asset class averaged 15.3% a year for sixty years?

This article is part 4 of a series: Part 1 | Part 2 | Part 3 | Part 5 -- I ended my last article in this series by saying: “Choosing the MSCI World or S&P 500 is one approach and does a good job of keeping things nice and simple but a part of me does wo...

by Andrew Craig

Founder & CEO

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