Transforming personal finance since 2011

Opinon / contd.

Stay up to date

or sign-up to our free email

September 1st, 2020

#65 — "Work is better than whiskey..."

"As a cure for worrying, work is better than whiskey..." Thomas Edison The quote above is attributed to the inspirational American inventor, Thomas Edison. I would argue that Edison was very likely one of the single most important figures in modern history. Most famously, he invented the light-bulb ...

by Andrew Craig

Founder & CEO

Continue Reading
August 11th, 2020

#64 — My new book is here - what's it for?

If you've been a subscriber for a while, you may have noticed that we have been radio-silent for a lot longer than usual in the last few weeks. The reason for this has been that the Plain English Finance team and I have been very busy getting my new book, &...

by Andrew Craig

Founder & CEO

Continue Reading
May 7th, 2020

#63 — [Webinar Invite]: "Immunising Your Investments: Sensible investing through a global pandemic..."

I write today to let you know that I will be giving a free webinar next Wednesday (13th May) at lunchtime (1200-1300 BST) as a guest of the Financial Services Club. Continuing my fine tradition of being broadly incapable of giving things sufficiently short names, the title of the presentation ...

by Andrew Craig

Founder & CEO

Continue Reading
April 15th, 2020

#62 — What Now?

I wanted to take a moment today to pen some of my thoughts about what is going on - as it relates to finance and investment specifically. To be clear - the fact that what follows is only concerned about the economy, financial markets and investment is not meant in ...

by Andrew Craig

Founder & CEO

Continue Reading
March 25th, 2020

#61 — Two Finance Professors Explain Why our "Tortoise" is Winning

Today's article is a departure from the norm' in that it has been contributed by two guest authors. I am delighted and more than a little honoured to be able to share the following piece about the strategy that informs our Fund, written by Professors Andrew Clare and Steve Thomas o...

by Andrew Craig

Founder & CEO

Continue Reading
March 10th, 2020

#60 — The Turmoil and the Tortoise

Yesterday, stock markets all over the world fell by more than 7% - the most since the 2008 financial crisis. Oil has fallen more than 30% since the end of last week and I haven't seen my trading terminal covered with this much red for more than ten years. Long term readers of ...

by Andrew Craig

Founder & CEO

Continue Reading
February 18th, 2020

#59 — Biotech: Another higher risk asset class to consider?

This article is part 5 of a series: Part 1 | Part 2 | Part 3 | Part 4 -- This is my fifth article in a series that has been looking at a powerful and elegant idea for thinking about how you might invest: “100 minus your age”. As a very quick reminder of the story so far: In t...

by Andrew Craig

Founder & CEO

Continue Reading
February 7th, 2020

#58 — Which asset class averaged 15.3% a year for sixty years?

This article is part 4 of a series: Part 1 | Part 2 | Part 3 | Part 5 -- I ended my last article in this series by saying: “Choosing the MSCI World or S&P 500 is one approach and does a good job of keeping things nice and simple but a part of me does wo...

by Andrew Craig

Founder & CEO

Continue Reading
January 30th, 2020

#57 — 100 minus your age... / Part III

In my last article I covered some key ideas about investment in general – particularly the importance of ignoring the news, the crucial difference between investing and trading and the merits of only changing your most fundamental financial arrangements every five years or so. Today in this third article in the se...

by Andrew Craig

Founder & CEO

Continue Reading
January 20th, 2020

#56 — 100 minus your age... / Part II

In my last article article I covered various aspects of the “100 minus your age” rule. I explained the basics of the idea and then suggested you might use it to think about how to split any investments you have between “aggressive” and “defensive” holdings (rather than just between “equities” and “bonds” which is th...

by Andrew Craig

Founder & CEO

Continue Reading